Archive | November 2018

Discuss TOP 2 Reasons Why People Can NOT buy a Home

https://www.podbean.com/media/share/pb-nafd3-a08c94

We discuss the TOP 2 Reasons that hold back people from buying a HOME:

Down Payment

Credit

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Va Mortgages Also Non-QM The New Sub-Prime

https://www.podbean.com/media/share/pb-pwm5x-a08c8d

The guarantee VA provides to lenders allows them to provide you with more favorable terms, including:

No down payment as long as the sales price doesn’t exceed the appraised value. No private mortgage insurance premium requirement.

Non-QM

Bank Statement Loans, Lease Only  (Investors),1 Day out of Foreclosure, ITIN, Asset Utilization, Foreign Nationals,500 Credit Score

 

 

 

 

Government Guaranteed Mortgages

https://www.podbean.com/media/share/pb-rcbi6-a08b6e

government-backed loan is a loan subsidized by the government, which protects lenders against defaults on payments, thus making it a lot easier for lenders to offer potential borrowers lower interest rates. Its primary aim is to make home ownership affordable to lower income households and first-time buyers.

Millennials and Real Estate

https://www.podbean.com/media/share/pb-wmjzp-a07487

Sometimes labeled as “Generation Y,” Millennials are people born between the early 1980s and the early 2000s. With the core group of Millennials between 18 to 34 years old, they are now within age ranges where they are most likely to need a place to either lease or purchase. Many of them (or at least those who can afford to do so) are beginning to buy their first homes and invest in real estate for the first time.

Misconceptions Of an FHA Mortgage

https://www.podbean.com/media/share/pb-yfd2j-a07434

What Is an FHA Loan?

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.

 

Credit Scores & More

https://www.podbean.com/media/share/pb-c6ybf-a07407

Why use Credit Scores and More

With over 30 Years in the Lending field, I have been able to help THOUSANDS of people and now I have developed this process to not only provide you with the information you need but the TOOL and a PROCESS to do something about it.

http://www.CreditScoresandMore.com

Why People Are Still Renting Part 1

https://www.podbean.com/media/share/pb-f3fmm-a05a7f

We discuss the main reasons why many people decide NOT to purchase a home.

Te Different Types of Mortgage Lenders

https://www.podbean.com/media/share/pb-kj8xk-a04930

We will discuss the Different Types of Mortgage Lenders:

Big Banks

Mortgage Bankers

Mortgage Brokers

Find out the Pros & Cons and then YOU make the decision on who YOU think would be BEST for YOU.